Remedy · Payment Options

Treatment plan total

Pay in full today

$3,000

One payment. Card, debit, cash, or gift card.

Pay over time

Estimates only. Your actual plan, rate, and term come from Affirm or Klarna after their eligibility check. Remedy is not the lender and does not set financing terms, make approval decisions, or manage payment plans.

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.

Klarna: rates from 0%–35.99% APR based on creditworthiness and term length, subject to credit approval. Minimum purchase amount and down payment may be required. Monthly financing through Klarna issued by WebBank. NMLS #1353190. See klarna.com/us for details.

Internal figures — return to Guest before facing the client

What Remedy nets on this sale

BNPL rate %

Per txn $

Your card rate %

Gross

Client pays this either way

BNPL fee

Net deposit

Normal payout schedule

vs. card

Monthly payment by rate —

If they qualify at	3 mo	6 mo	12 mo	18 mo	24 mo	36 mo

Affirm quotes 0% or 10%–36% on monthly installments. Klarna quotes 0%–35.99%. Most clients land in the middle — never promise the 0% row.

Product limits to know

Option	Provider	Range	Term
Pay in 4	Affirm	By eligibility	6 weeks, interest-free
Monthly installments	Affirm	$50 – $20,000	3–36 mo · 0% or 10%–36%
Pay later	Klarna	By eligibility	30 days, no interest
Pay in 4	Klarna	$0 – $4,000	3–4 mo · interest varies
Pay over time	Klarna	$50 – $10,000	3–24 mo · interest varies

Remedy's minimum order value is set business-wide in Boulevard (default $50). One provider per order — Affirm and Klarna approvals can't be combined. Any remainder goes on another payment method.

Separate from CareCredit. Remedy's public financing page promotes CareCredit, which is its own application, its own approval, and its own merchant fee — none of the figures on this page apply to it.

Boulevard's ground rules — non-negotiable

Don't explain APR, interest, or loan terms yourself. Point to Affirm's or Klarna's terms.
Don't say BNPL won't affect their credit. Checking eligibility has no hard credit check; taking a plan may affect credit.
Never frame it as "if you can't afford it." Lead with flexibility and choice.
Never touch their phone or enter their information. Selecting Affirm or Klarna at checkout is fine; applying for them is not.
If declined: don't ask why, don't suggest reapplying, don't suggest trying the other provider.
Don't ask about income, credit history, or why they were declined.
Same price for BNPL orders. No surcharge. BNPL is not supported by Offset.
Keep money talk private — lower your voice or step aside.
Medical setting: confirm Remedy's own requirements before discussing financing during a treatment or consultation. Some states restrict when patient financing may be presented in a care setting.

Where the conversation hands off

Moment	Who	What happens
Consultation	Provider	Plant the seed — one sentence that flexible payment exists
Check-in	Front desk	Remind them the link is in their confirmation and reminders
Checkout	Front desk	Client picks Affirm or Klarna on the Duo and applies themselves
After	Affirm / Klarna	They own the plan. Remedy can't view, adjust, or resolve it.

BNPL runs on the Duo at the front desk only — not in the online booking flow, not for memberships, not on multi-merchant tickets. Refunds must go back to Affirm or Klarna, never to account credit or a gift card.

Full price guide — $1,000 to $5,000

Estimated monthly payment at each rate. Print this for the front desk. Actual terms come from Affirm or Klarna.

Show rate %

Try 0, 15, and 36 to see the full spread

Plan total	Pay in 4	3 mo	6 mo	12 mo	18 mo	24 mo	36 mo

Pay in 4 is interest-free across 6 weeks and is unaffected by the rate above. Klarna's Pay in 4 caps at $4,000; Klarna's Pay over time caps at $10,000 and 24 months. Affirm covers up to $20,000 and 36 months.